Deductibles in CASCO policies are becoming increasingly popular among car owners, especially amid rising insurance costs. Many choose CASCO with a deductible to reduce the policy price — because with a deductible, the insurance company covers damage only above a predetermined threshold (for example, from 100,000 tenge). This option is particularly attractive to experienced drivers and owners of budget-friendly cars who are willing to assume part of the risk in exchange for saving 30–50% of the standard policy price. In this article, we’ll explain what a deductible is and how to use this tool wisely.
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